Skip to main content

Are you ready to be a homeowner?

Are you ready to be a homeowner?

Buying a home is a big scary commitment. I waited until I was in my thirty’s to even consider taking on that financial burden. The entire process was overwhelming. I felt sick to my stomach for weeks and I thought I would pass out the day I had to close.

Was this the right house? Can I pay the mortgage? Is there a better property out their for me? Do I really need a house? ...and on and on and on for days.

I have now been a homeowner for 6 years and in hindsight I wish I had done it sooner. Owning a home gives you a sense of stability and privacy like nothing else.  It’s your space and you can do with it as you please. I now have 3 dogs, 1 cat and two large aquariums. There is no turning back now!

 I am now a proud home owner and my doggies love it :)

Financially there are several benefits as well. When renting you can’t predict how much you will be paying a few years from now. Rents are higher than ever in the Houston Metro area. I have friends that pay more in rent than I pay on my monthly mortgage! I was worried about taking on a mortgage but in reality it’s much scarier not to know what you will be paying with a year’s time.

Tax deductions are also a great benefit. As a homeowner I can deduct mortgage interest and property taxes. Over all homes are considered a safe investment that typically appreciates over time.

If you are considering buying a home, call me and we can chat about options.
If you have any questions or if you would like assistance in buying, selling or renting give me a call. I'm happy to help.



Ali Palacios, ABR, MCNE, TAHS
Realtor
Today's Home Realty
ali.palacios@todayshomerealty.com
Mobile - 832-418-0670
Fax - 832-201-7492
www.todayshomerealty.com
www.ilovehappyclients.com

9119 Hwy 6 S #230-116, Missouri City, TX 77459


Home buyers and sellers beware: http://homes-sale-richmond-texas.blogspot.com/2016/02/home-buyers-and-seller-beware-wire.html
Rental fraud alert: http://homes-sale-richmond-texas.blogspot.com/2016/02/rental-fraud-alert-texas-luz-astacio.html



About me: http://www.ilovehappyclients.com
Professional Memberships:

  • Houston Association of Realtors®
  • Texas Association of Realtors®
  • National Association of Realtors®
  • Accredited Buyer’s Representative – ABR
  • Master Certified Negotiation Expert – MCNE
  • Accredited Staging Professional – ASP®
  • Texas Affordable Housing Specialist – TAHS
  • Women’s Council of Realtors®
  • National Association of Gay & Lesbian Real Estate


Hablo Español

Comments

Post a Comment

Popular posts from this blog

‘Tis the Season: 5 Reasons Why Winter is a Great Time to Buy or Sell a Home

‘Tis the Season: 5 Reasons Why Winter is a Great Time to Buy or Sell a Home It’s a common misconception that you shouldn’t try to buy or sell a home during the fall and winter months.  This is generally considered the “offseason” in real estate. Many sellers mistakenly believe that the cold weather will keep buyers away and that no one is looking over the holidays. Unfortunately, many real estate professionals perpetuate this myth by advising their clients to “wait until the spring” to list their home.  The truth is, homes are bought and sold year round. And while the market is typically quieter during the fall and winter, savvy buyers and sellers know how to use this slow down to their advantage. In fact, depending on your circumstances, now may be the  ideal  time for you to purchase or list a home. If you’re in the market to buy or sell, there’s no need to wait for the spring. Read on to discover the top five reasons that it can pay to ...
Post a Comment
Read more

Should You Go Directly To The Listing Agent When Buying A House?

When you’re looking to buy a house, you might think it makes sense to go directly to the agent who’s listed the property for sale. Some of the more common reasons people give for doing so are: Why  not ? Doesn’t it just make sense… The agent listed the property and is the one selling it. They know all about the house.  They know all about the owner, so maybe you can get some inside scoop and a better deal than if you had your own buyer’s agent in the mix. Isn’t it like buying a car? You have to go to the dealer selling the car, so don’t you go to the agent who’s selling the house? Some people say they just didn’t know any better. It’s just easier than finding and working with a buyer’s agent. It’ll be easier to deal with owner. And, last but not least, if the agent is representing both the buyer and the seller, people feel like the agent will get them a lower price. Either because the agent is getting “both ends of the deal”, and therefore making more money, so th...
Post a Comment
Read more

4 Steps To Save For A Mortgage Down Payment

Buying a home is one of the biggest investments you’ll ever make. And while a mortgage is obviously a large financial commitment, before you even get to your mortgage, you’ll be required to come up with a down payment. Typically, lenders want buyers to contribute a down payment of 20% of the purchase price of the home. So, if a home is on the market for $500,000, most lenders want a down payment of at least $100,000. Being able to contribute the down payment shows lenders you’re financially secure and can take on the cost and commitment of a 15 or 30 year mortgage. But if you’re like most people, you probably don’t have $100,000 at your disposal and will need to save for your down payment. Coming up with that large of a sum can be a challenge, but with the right strategy, you’ll be able to save your down payment much more quickly and easily than you might think. Here are four tips to grow your savings account, get your down payment and get into a new home. 1. Write everythin...
Post a Comment
Read more